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How to send bitcoins into and out of Xapo accountYes, you can buy and sell Bitcoin on the Xapo app. You can also deposit USDC, however, this is automatically converted into USD once received. Xapo Bank is a. You can't directly put in some Bitcoins in it, but first send some fiat and then buy cryptos. Don't worry, this isn't suggesting any additional cost for you. Once you have money in your account you can instantly buy bitcoin or any existing fiat currency. Xapo's fees here are really competitive. We calculated a %.